Loan Services

Personal Loans

Anna State Bank makes it simple to finance almost any of your personal credit needs. The types of loans available to fit your budget include:

• New and used autos
• Boats
• Motorcycles and ATVs
• Home Improvement
• Loans secured by savings and CDs
• Unsecured

Mortgage Loans

Whether you are building, purchasing, remodeling, or refinancing, our loan officers have the experience it takes to get the job done. Your mortgage loan options include:

• Fixed or adjustable rate loans
• Low Down Payments

Home Equity Lines of Credit (HELOCs)

Put the equity in your home to work for you. A HELOC allows you to use the equity in your home for a variety of reasons; college, home improvements, debt consolidations, or just about anything else you would like to do. Our HELOCs offer the flexibility of a revolving line of credit with a convenient monthly payment. The money is there when you need it for the reasons that you decide.

Commercial Loans

If you are looking for a commercial loan to finance a development or construction project, to purchase an existing property, to finance capital improvements, to purchase equipment or provide for operating expenses, we can assist you. ASB offers fixed and adjustable rate loans to help meet your business needs.

Operating Lines of Credit

Annually renewable working capital lines of credit are available to help you smooth out cash flows and keep your business running efficiently.